1. Free or Subsidized Skill Training for Beauty Parlour
While there aren’t many schemes explicitly advertising “beauty parlour” training in Karnataka, several state initiatives provide general skill development that can absolutely benefit aspiring beauty professionals:
- Yuva Nidhi Scheme (Karnataka State Guarantee Implementation Authority)
Offers over 40 types of skill development training for unemployed youth and women, accessible via the Seva Sindhu portal. Eligibility includes enrolling and declaring unemployment status online every three months. - Karnataka State Women Development Corporation (KSWDC)
Provides various women’s training programs that include self-employment skills such as project report preparation, accounting, marketing, and more. These programs might include beauty-related trades depending on demand and resources locally.
These programs often involve short-duration training and are low or no-cost—especially for women from economically weaker backgrounds. You can reach out to your District Women & Child Development Office or check the KSWDC website for more details on local availability.
2. Loan Schemes for Women Entrepreneurs in Karnataka
Here are the most relevant loan schemes you can explore if you’re planning to start or expand a beauty parlour:
a) Karnataka Udyogini Scheme
- Loans up to ₹3 lakh with subsidies:
- 50% subsidy for SC/ST women
- 30% for general/special category (capped around ₹90,000)
- Collateral‑free, with Entrepreneurship Development Program (EDP) training required before loan disbursal.
- Eligibility: women aged 18–55, Karnataka resident, income limits apply (e.g., ≤ ₹1.5 lakh for general category; no limit for widows/disabled).
- Application: online via lenders or KSWDC; offline via KSWDC district offices.
- Repayment: generally ~36 months, sometimes up to 7 years.
8386-220530 ಅಥವಾ 9449860007, 9538281989, 9916783825
b) Shramashakthi (Special Women’s Scheme) – for Minority Women
- Loan of ₹50,000, with 50% subsidy (so repay only ₹25,000), no collateral required.
- Eligibility: Karnataka resident, minority women (Muslim, Christian, Sikh, Jains, Buddhist, Parsi), aged 18–55, unmarried/divorced/widowed, annual income ≤ ₹3.5 lakh, no KMDC benefits in past 5 years.
- Application via KMDCL (Karnataka Minorities Development Corporation) portal.
c) KSFC (Karnataka State Finance Corporation) Loans
- Term loans and working capital loans up to ₹8 crore, with collateral, for MSMEs. Promoter contribution (10–22.5%) is required, with 3–8 year tenure.
- KSSIDC provides ₹5 lakh to ₹5 crore loans at 9.5–11.5% interest, up to 7 years.
d) Mudra Loans – Mahila Udyami Yojana
- Collateral-free loans for women entrepreneurs under Mudra scheme, with lower interest rates and reduced processing fees. Great for micro and small enterprises.
e) Stand-Up India Scheme
- Central government scheme providing ₹10 lakh to ₹1 crore loans (with collateral) to women, SC/ST entrepreneurs for greenfield businesses. Access via banks.
3. Which Scheme Fits a Beauty Parlour Best?
| Your Background & Goal | Recommended Scheme(s) |
|---|---|
| Low capital need (~₹50 k) & minority status | Shramashakthi – repay only ₹25 k; quick and simple |
| Small-scale start-up (≤ ₹3 lakh), general profile | Udyogini Scheme – significant subsidy, no collateral |
| More capital, established or expanding business | Mudra (Mahila Udyami), KSFC loans, or Stand-Up India |
Next Steps: What You Can Do
- Explore Skill Training via:
- Seva Sindhu portal under Yuva Nidhi
- Local KSWDC district office for women entrepreneurship training
- Evaluate Loan Options:
- Visit KSWDC office or website for Udyogini Scheme application
- Go to KMDCL portal for Shramashakthi application (if eligible)
- Approach banks or KSFC for Mudra, KSFC, or Stand‑Up India loans
- Prepare Documentation:
- Aadhaar, income proof, residence proof, project plan, and relevant certificates (e.g., caste, minority) depending on the scheme
- Undergo Training:
- EDP training is usually mandatory (e.g., 3–6 days under Udyogini, some training also with Shramashakthi)
Summary
- Free or low-cost skill training is available through Yuva Nidhi and KSWDC programs.
- Loans with subsidies like Udyogini and Shramashakthi are excellent for starting small beauty parlour ventures.
- Higher-value loans through Mudra, KSFC, or Stand‑Up India can support larger setups or expansions.
Let me know if you’d like help locating district-specific offices or assistance filling out an application form!